Term Insurance is the simplest and purest form of life insurance that provides financial protection
for a specific time period in exchange for a fixed premium...
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Term Insurance is a pure life insurance product that provides financial protection to your family in case of your untimely demise during the policy term. It's the most affordable type of life insurance that ensures your family's financial security.
Key Benefits
High life cover at affordable premiums
Financial security for your family
Tax benefits under Section 80C
Option to add riders for enhanced protection
Simple and straightforward claims process
Why Choose Our Term Insurance?
Our term insurance plans offer comprehensive coverage with features like:
Coverage up to age 75
Multiple payout options
Inflation protection
Special premium rates for women
Feature Details
Understanding Term Insurance Better
Coverage Options
Coverage up to ₹2 Crore
Flexible payment terms
Additional riders available
Critical illness coverage
Policy Benefits
Tax benefits under 80C & 10(10D)
Wealth creation for family
Loan protection coverage
Premium waiver options
Easy Claims Process
24/7 claim assistance
Minimal documentation
Quick settlement
Dedicated claim support
Frequently Asked Questions
The ideal age to buy term insurance is between 25-35 years. Buying early offers advantages like:
Lower premium rates
Longer coverage period
Better policy terms
More rider options
Your coverage should ideally be 15-20 times your annual income. Consider factors like:
Current lifestyle expenses
Outstanding loans and debts
Future financial goals
Children's education costs
In a traditional term plan, there's no maturity benefit. However, we offer:
Return of Premium option
Survival benefits in certain plans
Convertible term insurance options
Policy continuation benefits
Medical requirements vary based on age and coverage amount: