Family Insurance

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Know More about Health Insurance

Benefits of Health Insurance

  • Comprehensive medical coverage
  • Cashless hospitalization
  • Pre and post hospitalization expenses
  • Tax benefits under Section 80D
  • Protection against rising healthcare costs

Health Coverage

  • In-patient hospitalization
  • Day care procedures
  • Emergency ambulance charges
  • Organ donor expenses
  • Alternative treatments (AYUSH)

Key Points to Remember

  • Compare plans thoroughly
  • Check network hospitals
  • Understand waiting periods
  • Review sub-limits
  • Check claim settlement ratio

Understanding Health Insurance

Everything you need to know about your health coverage

Health insurance typically covers hospitalization expenses, pre and post hospitalization costs, ambulance charges, daycare procedures, and various medical treatments. Coverage may vary based on the policy chosen.

A waiting period is the time you must wait before certain benefits become available. Most policies have different waiting periods for pre-existing conditions, specific diseases, and maternity benefits.

You can make either a cashless claim at network hospitals or a reimbursement claim. For cashless claims, inform the insurance company before hospitalization. For reimbursement, submit all required documents after treatment.

Important Disclaimer

The information provided on this website is for general informational purposes only. While we strive to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose.